Vishal Garg is an American entrepreneur who hails from India. He is the founder of the mortgage company Better.com..When he was seven years old, his family shifted to Queens, Boroughs of New York City, US.He made a huge profit from reselling CliffsNotes study guides & books, and second-hand clothes while he was studying at Stuyvesant High School in Manhattan.After completing his graduation, he started working at Morgan Stanley a financial services company in New York, in 1998.He co-founded One Zero Capital a New York-based investment holding company in March 1999.In January 2020, he started an online student loan company MyRichUncle (parent holding company MRU Holdings) along with his school classmate Raza Khan. The initial capital investment in the company was made by Razas elder brother. Vishal Gargs ex-business partner Raza Khan.He became a founding partner in Phoenix Holdings, an insurance company in March 2011.He started the mortgage company Better.com in January 2014, in Greater New York City, US. Within a few years, his company was listed among one of the top mortgage companies in the US. Better.com is backed by many renowned financial institutions such as SoftBank, L Catterton, Kleiner Perkins, Goldman Sachs, Ally Bank, American Express, and Citi. In 2020, the company was listed on Forbes Fintech 50 list. [5]Forbes.During an interview, he shared the fact that how he thought of starting a mortgage company. He said, My wife was pregnant with our second child and we were still renting. We ended up losing a place that we wanted to buy to an all-cash buyer because our mortgage process was so long and inefficient..In collaboration with the Fund for Public Schools (an NGO) in NYC, he donated around 2 million US dollars for public schools students in New York to provide them Chromebooks, iPads, wifi hotspots, books, and uniforms for more than 20,000 students in 2021.