Lucy Payton was born and brought up in London, United Kingdom.She worked as a consultant in Boston Consulting Group.Purab Kohlis sister Reema Kohli played as cupid to introduce her to Purab. Reema was a fellow of Lucy at Hopkins University.In 2015, Purab and Lucy wanted to get married to each other, but they had to postpone it; as Lucy was pregnant at that time.In 2016, she had a girl with Purab, and they named their daughter Inaya Amelia.On 15 February 2018, Lucy got married to Purab in Goa. Before the marriage, she had introduced her two-year-old daughter to everyone. The theme of their marriage was based on the Hollywood film The Lion King; because it was the favourite film of her daughter.While talking about their marriage, Purab Kohli said, There was no tradition of any organised sect, and it was our own style. We were dressed in Indian clothes and had genda phools (marigold flowers) as part of the decoration. Nice Punjabi songs being played was the sole bit that brought the Indian-ness to the whole ceremony. It was largely Lucys doing, and the wedding was structured around ideas that she had for our union..On 8 April 2020, her husband, Purab Kohli, took to his Instagram account to announce that his family, including his daughter, Inaya and wife, Lucy, had symptoms of COVID-19.